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Zero Is Your Hero!: Why You Need A ""Zero"" In Your Retirement Plan by Lance A Mays at Abbey's Bookshop,
Zero Is Your Hero!: Why You Need A ""Zero"" In Your Retirement Plan
— —
Lance A Mays

Zero Is Your Hero!

Why You Need A ""Zero"" In Your Retirement Plan

Lance A Mays

$42.95

Paperback

Not in-store but you can order this
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English
Lance A. Mays
25 October 2025
Management accounting & bookkeeping; Public finance; Investment & securities; Personal finance
Achieving tax-free retirement income requires strategy, insight, and the right financial tools. Zero Is Your Hero shows how effective retirement planning and retirement income strategies can create lasting financial independence, reduce taxes, and ensure wealth preservation for the years ahead.

Drawing on principles of personal finance and financial intelligence, this book helps readers understand how to design a plan that supports financial freedom through every stage of life.

Inside This BookWithin these pages, you'll find:

Simple explanations of retirement tax planning and how to design a tax-free income strategy. A clear look at the Life Insurance Retirement Plan (LIRP) and how it supports long-term financial growth. Practical guidance on Roth IRA conversions, indexed universal life insurance, and tax buckets, taxable, tax-deferred, and tax-free accounts. Insights into Required Minimum Distributions (RMDs), estate protection, and how to stay in the zero-tax bracket. Step-by-step understanding of long-term care planning, inflation, and protecting assets through wealth preservation principles. An explanation of key financial moments such as Peak 65 and how to prepare for them with confidence.

Who Will Benefit from This GuideThis guide is ideal for:

Individuals planning for or approaching retirement who want to understand how to retire tax free. Readers seeking financial planning for seniors that balances stability, growth, and tax awareness. Anyone looking for retirement books that simplify personal finance and reduce tax exposure. Those learning about retirement income strategy, tax-free accounts, or wealth preservation for future generations. Professionals interested in combining financial intelligence with practical retirement planning concepts.

The Author's Approach

Covers complex tax and retirement topics in a clear, approachable way. Bridges personal finance and tax awareness with step-by-step strategy. Explains the connection between smart financial intelligence and long-term financial freedom. Helps readers feel confident in their ability to plan, protect, and preserve what they've built. Encourages proactive retirement planning rooted in clarity and confidence rather than fear.

The result is a clear, comprehensive understanding of how to manage taxes, preserve wealth, and build a sustainable financial future.
By:  
Imprint:   Lance A. Mays
Dimensions:   Height: 229mm,  Width: 152mm,  Spine: 8mm
Weight:   222g
ISBN:   9798218847777
Pages:   118
Publication Date:  
Audience:   General/trade ,  ELT Advanced
Format:   Paperback
Publisher's Status:   Active

Lance A. Mays has over 30 plus years of experience in estate planning, tax-free and tax-advantaged income planning, and all areas of financial services. He has worked for several of the nation's largest insurance and financial services companies at the highest levels. Mays is a Certified Senior Advisor (CSA) member of The Million Dollar Round Table (MDRT), TOP of the Table, and the National Ethics Bureau. Mays has focused solely on sound, time-proven, conservative retirement strategies that never put clients' hard-earned retirement dollars at risk of loss. Mays has periodically written for different magazines and newspapers. For over 10 years, he hosted a daily National call-in financial talk radio program based out of San Francisco, CA, and then wrapping up in Salt Lake City, Utah, called ""Wall Street Meets Main Street"". Tax-Free and Tax-Advantaged Retirement Income Planning, Estate Planning, Estate Asset Protection, Life Insurance, Annuities, Long-Term Care, Life Settlements, and Life Insurance Premium Financing are services provided through licensed and bonded affiliates of West Coast Brokerage (WCI) and AMC Financial Services.Premium Financing is a specialty service that enables qualified individuals to secure large amounts of life insurance without liquidating their current assets. This product is sought after to obtain larger life insurance policies for the benefit of their families, protecting their estates, and potential estate taxes.

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