The Economics of Instalment Selling

Name: The Economics of Instalment Selling
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ISBN: 9781025624723

Edwin A Seligman

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English

Tradd Street Press
14 February 2026

Economics; Behavioural economics; Finance

Summary
Details

""The Economics of Instalment Selling"" is a foundational study exploring the mechanics, implications, and economic validity of consumer credit systems. Written by the distinguished economist Edwin A. Seligman, this first volume provides a comprehensive analysis of the then-emerging practice of instalment selling, which revolutionized retail and consumer behavior in the early 20th century.

Seligman meticulously examines the theoretical underpinnings of credit, investigating its impact on production, consumption, and the broader national economy. The work delves into the practical applications of deferred payments across various industries, assessing both the benefits for the consumer and the risks inherent in the expansion of personal debt. By applying rigorous economic principles to what was at the time a controversial financial innovation, Seligman offers a balanced perspective on the role of credit in a modern industrial society.

This volume is an essential resource for those interested in the history of economic thought, the evolution of financial services, and the development of the American consumer culture. It remains a significant academic contribution to the understanding of how credit shapes market dynamics and individual purchasing power.

This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you may see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work.

This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.

As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

By: Edwin A Seligman
Imprint: Tradd Street Press
Dimensions: Height: 234mm, Width: 156mm, Spine: 20mm
Weight: 522g
ISBN: 9781025624723
ISBN 10: 1025624726
Pages: 372
Publication Date: 14 February 2026
Audience: General/trade , ELT Advanced
Format: Paperback
Publisher's Status: Active