Financial Literacy and Ageing in Developing Economies

An Indian Experience

Kshipra Jain

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Hardback

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English

Routledge
09 May 2023

Development economics; Management accounting & bookkeeping; Pensions; Business strategy; Sales & marketing

Series: Routledge Studies in Development Economics

This book weaves together current understanding around financial literacy and ageing, arguing for the relevance of financial literacy for old age security. Building upon on the experiences of ten developing Asian economies with a focus on India, the book enters new territory by developing frameworks that identify predictors of financial literacy and a mechanism for its internalization, as well as recognising the need for specialized training programs for the older population in order to establish a link between financial literacy and old age security.

It thus makes a case about the centrality of financial literacy in creating an environment conducive to a dignified ageing experience in this world of shouldering one’s own responsibility. Going forward, the book comprehends financial literacy for India as a skill which enables an individual to decide the suitable avenues to invest savings, utilize monetary resources and shape financial decisions aligned with their financial goals, in accordance with the dynamic financial & economic environment.

This original volume is a first-time attempt to provide an in-depth account of financial literacy and its association with savings behavior, old age planning, wealth accumulation, healthcare and wellbeing in older age. It also provides a detailed account of various measurement tools used and policy initiatives undertaken across the globe for financial literacy.

It is an indispensable reference guide for scholars and researchers, cutting across multiple disciplines particularly financial and development economics, gerontology, demography, social work, psychology and public policy.

By: Kshipra Jain
Imprint: Routledge
Country of Publication: United Kingdom
Dimensions: Height: 234mm, Width: 156mm,
Weight: 420g
ISBN: 9781032305134
ISBN 10: 1032305134
Series: Routledge Studies in Development Economics
Pages: 189
Publication Date: 09 May 2023
Audience: College/higher education , Primary
Format: Hardback
Publisher's Status: Active

1.Financial literacy in the background of Ageing population 2. Financial Literacy and Old age security: Institutional & Socioeconomic Construct3. Measurement tool: Financial literacy and secured old age 4. Financial literacy programs around the world and India 5. Financial literacy and Old age security: The Conceptual framework for secured old age 6. Insights from Primary survey 7. The association between Financial literacy and Old age security: Empirical Analysis 8. The Road Ahead

Kshipra Jain is Assistant Professor of Economics in the Department of Economics, University of Rajasthan, India.