Cullen Roche is the Founder and Chief Investment Officer of Discipline Funds. Discipline Funds is a low fee financial advisory firm with a focus on helping people be more disciplined with their finances. He is the author of the popular book Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance as well as the popular research paper ""Understanding the Modern Monetary System"". Roche also serves on the Board of ETF Trustees for Cambria Investments.
I can count on one hand the number of people whose views on the economy and portfolio construction I pay attention to. Cullen Roche is one of them. -- Morgan Housel, bestselling author of <i>The Psychology of Money</i> For the last fifteen years, Cullen has written persuasively about the way the economy actually works, keeping readers from missing out on one of history's great bull markets. Now, as he takes on the art of portfolio construction, investors should pay close attention. This may be one of the most essential books of the year. -- Josh Brown, CEO of Ritholtz Wealth Management and star of CNBC's <i>The Halftime Report</i> This wise book is built on an important insight: The portfolio that suits one person may not fit another. Packed with data and analysis, Your Perfect Portfolio also manages to be an incredibly fun read. -- Christine Benz, Director of Personal Finance and Retirement Planning at Morningstar