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Own Your Money

Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals

Michela Allocca

$39.99

Paperback

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English
Fair Winds Press
11 July 2023
Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples and colorful art, this book unlocks the fun of money fundamentals. Michela Allocca had an epiphany when she was working at her first job: even those working in finance can have no idea how to budget, invest, and spend on a personal level! By the time she reached her mid-20s, she had a new mission: helping any young person who wanted advice with the ""scary,"" aka often misunderstood, world of personal finance. In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional-and freelance-work. You'll find chapters that address:

Budgeting: Don't make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets. How to save: It's all about SMART (specific, measurable, achievable, relevant, and time-bound). How to spend money: That's right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt-yes, even on those fancy coffees. Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). Jobs and careers: If your dream job doesn't exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.

With colorful illustrations, helpful charts and graphics, and spreadsheets to help you plan your own path, this is a book that's meant to partner with you on your own journey and financial goals!
By:  
Imprint:   Fair Winds Press
Country of Publication:   United States
Dimensions:   Height: 203mm,  Width: 127mm, 
Weight:   318g
ISBN:   9780760381120
ISBN 10:   0760381127
Pages:   176
Publication Date:  
Audience:   General/trade ,  ELT Advanced
Format:   Paperback
Publisher's Status:   Active

Michela Allocca is a Financial Analyst and entrepreneur specializing in Gen Z and Millennial money management. She focuses on instilling sustainable and intentional spending, saving, and budgeting practices into your life so you can reach your 6-figure savings goals. With hundreds of thousands of followers on TikTok and her own set of signature online courses, Michela has successfully built a platform that speaks directly to the growing number of young people who are ready to take their financial power back. Notable brand partners include Refinery29, Truebill, H&R Block, Fundrise, Credit Sesame, and Stash. Find her as @breakyourbudget on social media and at breakyourbudget.com.

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