From Jersey City streets to Wall Street success, Manuel Ruiz, CFP(R), transformed his own financial destiny, and discovered the psychology that helps families do the same by building generational wealth. As a CERTIFIED FINANCIAL PLANNER(R) professional with over 20 years of experience, he has guided hundreds of families to financial freedom. Manuel bridges Wall Street sophistication with Main Street accessibility. His signature ""Four Seasons of Wealth"" approach has helped families avoid becoming part of the statistic that 70% of wealthy families lose their wealth by the second generation. Manuel is the founder of Compass Private Wealth and author of Why Not Me? Manuel lives in New Jersey with his wife Paola and daughter Brooke.