Josh Ryan-Collins is a Senior Research Associate at the Institute for Innovation and Public Purpose, University College London.
'In this excellent book, Josh Ryan-Collins shows that unaffordable housing is not part of nature, and how a number of countries have broken what the author aptly calls the housing-financial cycle, by de-linking land pricing from mortgage-debt pyramiding.'Michael Hudson, Levy Economics Institute of Bard College 'Why can't you afford to buy a home? It's not because of too many smashed avocadoes, or too little land, but too much bank lending. Josh Ryan-Collins clearly explains how bank lending for speculation has made housing inaccessible, and how to tame the beast of finance.'Steve Keen, University of Kingston, author of Debunking Economics