Thomas F. Ravert brings 40 years of experience in real estate, banking, valuation, and finance to the homeownership and investment journey. Over the course of his career, he has held numerous executive and senior management roles, including Chief Lending Officer and Director of Portfolio Management, for prominent financial institutions. Thomas is a CFP(R) professional, combining his financial planning expertise with deep knowledge of real estate. His practice focuses on real estate-related planning and advisory, helping clients integrate property ownership and investment strategies into their broader financial goals. He has financed more than 6,300 residential and commercial real estate loans, totaling over $7 billion across asset types including multifamily, retail, office, industrial, and construction projects, as well as owner-occupied C&I loans throughout the United States.He holds a master's degree in real estate investment and development, a B.S. in management and communication from Adelphi University, the CFP(R) certification and New York State general real estate appraiser and instructor licenses.