The Dodd-Frank amendments to the Truth in Lending Act were intended to put a stop to predatory lending and so-called 'no docs' loans secured by family homes. But bad lenders have found a way to evade the restrictions of Dodd Frank and create 'dirty docs' loans to prey on consumers. This book outs the new 'trick of the trade' of shady lending and expalins how a consumer can try to avoid the 'burn' and save their home.