Dr. Charley Thomas is a licensed clinical pharmacist, entrepreneur, and expert credit strategist who has helped clients secure nearly $1 million in credit card funding at 0% introductory APR. She rebuilt her credit by decoding the system and using credit cards as tools for access and long-term financial leverage. Through her signature Financial Soft-Life(TM) philosophy, she teaches others how to turn everyday spending into long-term strategy. With The Credit Card Game, she makes the rules clear so credit cards work for you, not against you.