Nicole Garton has spent more than 25 years helping Canadians navigate some of the most complex and emotionally charged decisions in estate, trust, and incapacity planning. As President and General Counsel of Heritage Trust Company Inc., she leads a regulated independent trust company offering executor, trustee, power of attorney, escrow, and multi-family office services.Nicole is the author of four books: the bestselling Canadian Executor's Guide: A Complete Roadmap from First Steps to Final Distribution, Before It's Too Late: The Estate Organizer for Canadians, Harnessing Conflict: How Family Businesses Can Survive and Thrive, and Family Offices in Canada: Current Trends and Applications for Multigenerational Wealth. She is also the founder of the Canadian Estate Club and host of the Your Estate Matters podcast.Through decades of front-line work with families in crisis, Nicole has seen firsthand how much confusion and conflict arise when estate planning is left too late or too vague. She writes to change that, offering practical, plain-language guidance Canadians can act on with confidence.Nicole holds a BA and LLB/JD from the University of British Columbia and a Master of Laws in Dispute Resolution from Osgoode Hall Law School. She is recognized by Best Lawyers in Canada in trusts and estates and holds designations as a Chartered Mediator (C.Med), Trust and Estate Practitioner (TEP), and certified Family Enterprise Advisor (FEA). She lives in North Vancouver, BC, with her family.