Rescuing Retirement

A Plan to Guarantee Retirement Security for All Americans

Teresa Ghilarducci, Tony James, Timothy Geithner

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Hardback

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English

Columbia University Press
23 January 2018

Taxation; Pensions law; Personal finance; Retirement

Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living.

In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people's own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans' growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

By: Teresa Ghilarducci, Tony James
Foreword by: Timothy Geithner
Imprint: Columbia University Press
Country of Publication: United States
Dimensions: Height: 216mm, Width: 140mm,
ISBN: 9780231185646
ISBN 10: 0231185642
Pages: 184
Publication Date: 23 January 2018
Audience: General/trade , ELT Advanced
Format: Hardback
Publisher's Status: Active

Teresa Ghilarducci is the Bernard L. and Irene Schwartz Professor of Economics at the New School for Social Research and the director of the Schwartz Center for Economic Policy Analysis and the New School's Retirement Equity Lab. She is the author of When I'm Sixty-Four: The Plot Against Pensions and The Plan to Save Them (2008) and How to Retire With Enough Money: And How to Know What Enough Is (2015). Tony E. James is president and chief operating officer of the Blackstone Group.

Reviews for Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans

Rescuing Retirement is an explicit call to action aimed directly at those with the greatest stake in the problem-the millions of workers, employers, and policy makers whose lives will be affected by the actions (or inaction) of today's stakeholders. -- Stephanie Kelton, University of Missouri-Kansas City