Daniel Cash is Lecturer at Aston University, UK, and specialises in the regulation of the credit rating industry. He is the Director for Doctoral Studies and developed the West Midlands Legal Doctoral Network. Robert Goddard is Senior Lecturer at Aston University, UK, specialising in corporate governance, taxation, and company law. He has been Deputy-Dean of the Law School, and leads courses on Fraud, Banking and Financial Regulation, and Taxation.