Priced Out! Building Homes at Fair Prices, Including Future Generations

Troy Deckert, Lydia Deckert

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English

Public Policy Press LLC
12 March 2025

Poverty & unemployment; Homelessness; Central government policies; Political economy

The United States can build homes and rentals at fair prices. It's possible, doable, and customers are waiting. It's not that the U.S. doesn't have the private funding. It's not that the U.S. doesn't spend enough tax money. In fact, the U.S. already spends tax money on homes at the same rate as the European nation of Austria, which has plenty of homes and rentals at fair prices. It's not that U.S. workers can't pay for their own homes and rentals out of the wages that they have right now, if the prices were fair. It's not any of those things. It's that U.S. elected officials and leaders have avoided the decision to commit to a housing inventory for the middle class and for working families of America. Upscale real estate takes over, in region after region. It's coming your way, if it hasn't already. The economic and social stakes are high. Expensive rent and high home prices take too much of the income of average earners. This is a leading root cause of rising unfair economic inequality. It makes it harder to avoid financial instability for half the nation, well into the middle class, certainly not anymore just for the poorest of the poor. This financial instability increases wider social instability, which brings social strife and personal strife. It does not have to be this way.

Three real estate methods can lead to home ownership and rentals at fair prices: (1) property tax caps for average earners and seniors; (2) inventory commitments for starter homes and apartments; and (3) agreements for future generations. These methods have been proven to work through many decades of real-world use. As more and more hard-working, striving people are being priced out, these decisions await.

By: Troy Deckert, Lydia Deckert
Imprint: Public Policy Press LLC
Dimensions: Height: 229mm, Width: 152mm, Spine: 10mm
Weight: 249g
ISBN: 9781952499098
ISBN 10: 1952499097
Pages: 182
Publication Date: 12 March 2025
Audience: General/trade , ELT Advanced
Format: Paperback
Publisher's Status: Active

Author Troy Deckert worked on staff for political campaigns for the Chicago City Council, Chicago Mayor, the Cook County (IL) Board of Commissioners, the Illinois State Senate, Illinois Governor, United States House of Representatives, United States Senate, and President of the United States. On one major U.S. presidential campaign, he was a member of the national staff. He was on staff of one of the most expensive non-presidential U.S. elections in the U.S., at $320 million in 2023 figures, Prop 103, in California, which won. He served as an appointed regional government official, as an aide to the President of the Cook County Board in Illinois, covering Chicago and some 130 suburbs, with a population greater than 29 U.S. states. He also served as an appointed economic development official. He is studying with the London School of Economics International Programme. Author Lydia Deckert served for 30 years in community outreach to Chicago's lowest-income neighborhoods, in conjunction with Chicago churches. She conducted door-to-door outreach. She counseled and mentored families, and made crisis intervention visits to households. She worked in health care with the U.S. Department of Veterans Affairs for 16 years