Bill Hines is a Financial Planner, Investment Advisor Representative, and Master Financial Coach located in the Lehigh Valley region of Pennsylvania, USA.He is the founder of Money Coach Group, Inc and Emancipare Investment Advisors LLC (an advice-only, flat-fee, fee-only, fiduciary financial planning firm).
""Excellent guide to creating a DIY retirement plan using the Pralana online software. The book is thorough without being complex. It is easy to follow and walks you through the process. There is good guidance for retirement in general, and the Pralana Planner guidance is simply a very large bonus.""-Bruce W, Amazon reviewer ""I purchased this book to learn more about the Pralana Online Calculator, but was pleasantly surprised with the amount of financial literacy and fluency information provided by the author, Bill Hines. He writes with a unique blend of financial information and humor that makes this book easy and fun to read. I read the entire book with a smile and an occasional outburst of laughter.""-Todd W, Goodreads reviewer ""Very straightforward and easy to understand help with entering information correctly in the program. Money well spent""-Ken S, Amazon reviewer ""Folksy, easy to read style of writing. Very very helpful walk-through of the Pralana online menus, with good insights into where problems in data entry may exist. Bill's review tips helped me find where I'd made a pension plan data entry error that I would not have caught on my own.""-Tim R, Amazon Reviewer ""This book walks you all the way through Pralana Online. It is a full-featured, comprehensive financial planning tool and will provide more comprehensive financial planning than our previous Certified Financial Planner to whom we paid a.75% fee of assets under management.""-JB, Amazon reviewer ""Love the fact that this creates a financial plan for YOU. Not a generic one, but one based on YOUR numbers. This has given me the confidence regarding my retirement plan. Typically I'd have needed a professional financial advisor (they are often interested in selling you various products) to make this happen. But Bill is your financial advisor here guiding you through his book, and Pralana is the tool. I can't say enough good things about Bill's writing style. The book is comprehensive, without fluff, and easy to follow.""-DG, Amazon reviewer ""It is a masterfully concise description of how to establish financial plans to fund and manage retirement. It could be used with other financial software but as I mentioned, I started with this software believing it was the best route for me ... The book becomes the resource on the shelf so that you don't have to continuously email Bill with questions about additional details or nuances.""-Allen W, Amazon reviewer ""A big thank you to Bill Hines for writing this book. It's wonderfully easy to read. More importantly, I have picked up many retirement tips while learning about the ins and outs of Pralana Retirement Calculator (PRC) Online. ""-AM, Amazon reviewer ""I have been using Pralana for many years now and IMO it is the best DIY retirement tool. But on the flip side, due to the depth of analytical tools it contains, it has a long learning curve...And wow, it is indeed even more powerful than what I had visualized. Thanks, Bill, for this wonderful book."" ""I read this from cover-to-cover and enjoyed Bill's light-hearted tone, not stuffy at all. He manages to walk us through the potentially complex subject of setting up a personal financial plan in a very understandable way. By starting with simple, example plan, I can see how he adds income, expenses and investments and ends up with quite a comprehensive plan. Bill also includes practical advise from his years helping many of his own clients. I am looking forward to adopting this for my own use.""-CS, Amazon reviewer