Lucía Rey-Ares is an Assistant Professor in Financial Economics and Accounting at the Universidade de Santiago de Compostela (Galicia, Spain). She holds a degree in Economics, a M.A. in Business Administration, and a Ph.D. in Economics and Business Sciences from the Universidade de Santiago de Compostela. Her research interests focus on household finances and entrepreneurship, specifically addressing households' saving and investment decisions, financial vulnerability, financial knowledge, and income and wealth inequality. She has presented papers at various national and international conferences, participated in different projects, and published articles in journals such as the International Journal of Bank Marketing, Journal of Risk Research, Social Indicators Research, and Journal of Behavioral and Experimental Economics, among others.