Nazrul Islam is Chair Professor of Business and Director of Research Degrees (PhD/MPhil) at the Royal Docks School of Business and Law, University of East London (UEL), UK. He also serves as Associate Director of the Centre of FinTech. Holding a PhD in Innovation Management, his research spans technology management, digital transformation, disruptive innovation, and SME sustainability. His work has been widely published and recognized internationally, including the Brad Hosler Award for Outstanding Paper (USA) and the Pratt & Whitney Canada Best Paper Award. Most notably, his pioneering work on innovation and artificial intelligence was cited by The White House and featured in the 2024 Economic Report of the President of the United States. He serves on the Board of Directors of the Business and Applied Sciences Academy of North America (BAASANA) and holds editorship with Technological Forecasting and Social Change, IEEE Transactions on Engineering Management, and the International Journal of Technology Intelligence and Planning. Iwa Salami is Professor in Financial Law and Regulation and Director for the Centre of FinTech at the Royal Docks School of Business and Law, University of East London, UK. Dr. Salami has published extensively in the field of financial regulation in emerging economies and financial technology (FinTech) regulation. Her publications include numerous articles in internationally refereed journals and two books.