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Medicare, You Earned This!

A Practical Guide for Medicare Beneficiaries

Toby Stark

$19.95

Paperback

Not in-store but you can order this
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English
Bright Communications LLC
20 April 2026
Medicare Made Simple. Decisions Made Confident.

Turning 65 comes with a flood of Medicare mail, confusing choices, and costly mistakes waiting to happen. This book cuts through the noise.

Written in plain English (no insurance jargon, no scare tactics), this guide walks you step by step through Medicare-what it covers, what it costs, when to enroll, and how to choose the right plan for your life. Whether you're still working, already retired, or helping a loved one, you'll finally understand your options and feel confident making the right decisions.

Inside, you'll learn:

- How Medicare really works-and what it doesn't cover

- The differences between Medicare Advantage and Medigap-without the sales pitch

- How to avoid penalties, overpaying, and common enrollment mistakes

- Ways to lower your costs and maximize your benefits

- What to do when plans change, claims are denied, or something goes wrong

If you want clear answers, real-world examples, and a simple roadmap you can actually follow, this book is for you.

Read this before you enroll. Your future self will thank you.
By:  
Imprint:   Bright Communications LLC
Dimensions:   Height: 229mm,  Width: 152mm,  Spine: 4mm
Weight:   104g
ISBN:   9798894200835
Pages:   68
Publication Date:  
Audience:   General/trade ,  ELT Advanced
Format:   Paperback
Publisher's Status:   Active

Toby Stark is the founder of Stark Associates Insurance Agency in Tinton Falls, New Jersey. The agency specializes in Medicare planning, group and individual benefits, long-term care and disability benefits. Toby has been an active member of National Association of Benefit Insurance Professionals (NABIP) since 2009 and has served as president of the New Jersey Association of Benefit Insurance Professionals (NJABIP) from 2016 to 2017.He also serves on the NJABIP state legislative affairs committee. In this role, Toby meets with legislators on the viewpoints of the association. The regular meetings serve as an education so that these regulators have a better understanding of the large scope of impact and how it could affect their constituents the voting Medicare beneficiary.Toby is also currently serving on the Medicare Advisory Board for NABIP. He also serves on the board of directors of the Monmouth-Ocean Development Council promoting business advocacy in the bi-county area in his home state New Jersey.

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