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Inclusive Finance

How Fintech and Innovation Can Transform Financial Inclusion

Alessandro Hatami Meaghan Johnson

$61.95

Paperback

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English
Kogan Page Ltd
03 April 2025
Reduce financial exclusion, improve social impact, meet regulatory compliance and tap into market opportunities with Inclusive Finance.

Financial institutions are under growing pressure from their customers, regulators and employees to play more active roles in supporting ESG transformation. Inclusive Finance reviews what is currently socially broken in the existing financial system and identifies opportunities for how incumbent players, fintech start-ups, scale ups and techfins can improve their social impact and meet compliance requirements while delivering financial profit.

Inclusive Finance explores how innovations such as blockchain, distributed ledger technology, AI, cryptocurrencies and stablecoins, NFTs and DeFi can all play a role in democratizing finance. Written by a recognized thought leader and serial entrepreneur with a track record of delivering growth through digital innovation at some of the world's most respected financial companies including PayPal and Lloyds, this is an indispensable guide for finance professionals and organizations who need to drive ESG deliverables with purpose and profit.
By:   ,
Imprint:   Kogan Page Ltd
Country of Publication:   United Kingdom
Dimensions:   Height: 234mm,  Width: 156mm,  Spine: 9mm
ISBN:   9781398610439
ISBN 10:   1398610437
Pages:   328
Publication Date:  
Audience:   College/higher education ,  Professional and scholarly ,  Primary ,  Undergraduate
Format:   Paperback
Publisher's Status:   Unspecified
Chapter - 01: Introduction; Section - ONE: What is wrong with the system?; Chapter - 02: Why is modern banking socially broken?; Chapter - 03: The role of banking in everyones’ lives- what is offered vs what is needed; Chapter - 04: The importance of payments; Chapter - 05: The role of credit-the role potential of affordable lending; Chapter - 06: Protecting wealth from savings to investments, pensions and insurance; Chapter - 07: The bank as a trusted advisor- is this still true? Chapter - 08: The fears of inclusive finance- are the fears of the banks and regulators justified? Section - TWO: How do we fix finance? Chapter - 09: How Fintech is fighting social exclusion and what more it could do; Chapter - 10: The Fintech social champions- stories and case studies of businesses using Fintech to improve society; Chapter - 11: What can be done to support this transformation?; Chapter - 12: Business Models - How financial inclusion could become a viable business strategy for a financial services business; Chapter - 13: The future and beyond; Chapter - 14: Closing remarks; Chapter - 15: Resources

Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com. Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.

Reviews for Inclusive Finance: How Fintech and Innovation Can Transform Financial Inclusion

""This book is a timely and insightful exploration of the role digital payments play in advancing financial inclusion. Alessandro Hatami and Meaghan Johnson capture the transformative power of technology in addressing financial exclusion and offer practical insights for driving change. A valuable contribution to the global conversation on inclusion."" -- Paulette Rowe, CEO, Stax Payments ""Alessandro Hatami and Meaghan Johnson celebrate nimble fintech pioneers who are moving the needle on financial inclusion, not necessarily with global scale, but by solving the small, critical problems left by legacy systems."" -- Efi Pylarinou, Global fintech & tech thought leader ""As someone deeply invested in advocating for the rights of the marginalised communities, I find Inclusive Finance to be a compelling and critical resource. The authors deftly connect financial inclusion with broader social and economic justice, urging stakeholders to rethink how they can make financial services work for everyone."" -- Guissou Jahangiri, Secretary General, International Federation for Human Rights (FIDH) ""The most comprehensive analysis of every aspect of financial inclusion, brilliantly illustrated with real-world examples. A must for policy makers and innovators."" -- Imran Gulamhuseinwala, former Trustee, Open Banking and Board Member, Tandem Bank ""For many years Hatami and Johnson have been at the forefront of innovation in financial services. Their book gives a candid perspective into financial inclusion and the challenges it poses to billions of people around the world, and the role that modern technology can play to address these issues. Inclusive Finance is one of the most insightful books I've read in a long time, full of practical recommendations and an absolute must read for anyone looking to transform financial services."" -- Jeff Tijssen, Expert Partner, Global Head of Fintech, Bain & Company ""This book analyses the transformative impact of fintech, showing how innovations such as digital identity systems and embedded finance are already reshaping financial inclusion. Hatami and Johnson bring the topic to life with rich case studies, making the book as practical as it is thought-provoking. This book is a must-read for those seeking a concrete, technology-driven roadmap to solving financial exclusion on a global scale."" -- Huy Nguyen Trieu, Co-founder, Centre for Finance Technology and Entrepreneurship (CFTE) ""Inclusive Finance offers invaluable insights into how fintech and innovation can transform financial inclusion across both developed and developing countries, making the powerful case that financial inclusion benefits everyone. It compellingly argues that the entire financial sector - not just governments and charities - has a crucial role to play in taking action to advance this important goal."" -- Marie Walker, Open Banking and Open Finance Expert, Raidiam & Cambridge University


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