FinTech Regulation in the United States

Name: FinTech Regulation in the United States
Price: 132.33 AUD
Availability: OutOfStock
ISBN: 9781009475716

Past, Present, and Future

Jill Grennan (Emory University)

$164.95 $132.33

Hardback

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English

Cambridge University Press
05 February 2026

Finance; Criminal law & procedure; IT & Communications law; Machine learning

Series: Elements in Law, Economics and Politics

This Element provides an overview of FinTech branches and analyzes the associated institutional forces and economic incentives, offering new insights for optimal regulation. First, it establishes a fundamental tension between addressing existing financial inefficiencies and introducing new economic distortions. Second, it demonstrates that today's innovators have evolved from pursuing incremental change through conventional Fin-Tech applications to AI × crypto as the fastest-growing segment. The convergence of previously siloed areas is creating an open-source infrastructure that reduces entry costs and enables more radical innovation, further amplifying change. Yet this transformation introduces legal uncertainty and risks related to liability, cybercrime, taxation, and adjudication. Through case studies across domains, the Element shows that familiar economic tradeoffs persist, suggesting opportunities for boundary-spanning regulation. It offers regulatory solutions, including RegTech frameworks, compliance-incentivizing mechanisms, collaborative governance models, proactive enforcement of mischaracterizations, and alternative legal analogies for AI × crypto.

By: Jill Grennan (Emory University)
Imprint: Cambridge University Press
Country of Publication: United Kingdom
Weight: 331g
ISBN: 9781009475716
ISBN 10: 1009475711
Series: Elements in Law, Economics and Politics
Pages: 130
Publication Date: 05 February 2026
Audience: General/trade , ELT Advanced
Format: Hardback
Publisher's Status: Active

1. Introduction; 2. The rise of FinTech (Past); 3. The economics of FinTech growth (Present); 4. The regulation of FinTech (Present); 5. The path forward in FinTech regulation (Future); 6. Conclusion; References.