Ken & Mary Okoroafor are a married couple who achieved financial independence by age 34, 100% debt-free, having paid off 380k mortgage. They are the founders of The Humble Penny and The Financial Joy Academy to help others achieve financial independence. Ken is a first-generation immigrant, Chartered Accountant, MBA and former CFO. Mary was born in London to hard working immigrant parents of Nigerian heritage. They live in South-east England with their two children.
In this brilliant book, Ken and Mary have created a perfect blend of inspiration and practical steps to help ANYONE get their financial lives in order. Read it, apply it and experience the joy of financial control. Highly recommended! -- Pete Matthew * creator of Meaningful Money * This is a book to savor, and Ken & Mary have organized it so you can do just that. In it you'll find a journey of ten weeks, each designed to take you ever closer to financial freedom the way it should be done: Joyfully. -- JL Collins * author of the international best-seller The Simple Path to Wealth and Pathfinders * If there's one book you read this year, it should be Financial Joy. Ken and Mary hold your hand through a comprehensive overhaul of your financial life and guide you to the hidden treasure trove of joy buried inside you. -- Julien and Kiersten Saunders * authors of Cashing Out and creators at richandregular.com * An entertaining gem of a book whose financial advice is timeless. Reading the book is like sitting down with two caring friends who believe in you and want you to succeed financially. There's no doubt in my mind that if you need just one book to guide you successfully on your money journey, this is it. -- Chad Carson * host of the Real Estate Investing with Coach Carson podcast * Throughout many of our lives, the narrative around money and finances has been clouded by fear and misinformation, but it doesn't have to be that way. That's precisely why Financial Joy is a revelation - it's THE definitive guide for personal financial understanding, planning and freedom. This book doesn't just educate; it empowers and transforms your financial journey into one of clarity and confidence. Beyond just growing wealth, the idea of crafting a financial life filled with joy and free from regrets. A must-read for anyone ready to rewrite their financial story. -- YolanDa Brown OBE DL * award-winning musician, broadcaster and Chair of the British Phonographic Industry * The most joyful money book out there. Money and joy can sometimes feel like the antithesis, especially if we believe that the two are mutually exclusive. In Financial Joy, Ken and Mary show us how to shift from this mindset, but not only that, they give us the practical tools to put the new concept of Financial Joy into practice. -- Selina Flavius * author of Black Girl Finance * Financial Joy is full of useful information, [which] I expected given [Ken and Mary's] background and knowledge. But what was really unexpected is the sheer enthusiasm [they] brought to personal finance, a subject that can be rather dry. The title says it all - Financial Joy. A great approach. I will certainly recommend the book to all and sundry, especially my adult children and their friends. -- Stefan Wagstyl * former Wealth correspondent & Personal Finance editor of Financial Times * This book is a real gift for those genuinely committed to sorting out their finances and attitude to money. Packed with practical information and research, the authors hold your hand through the challenges of navigating your way to a positive financial attitude. It's the Marie Kondo of getting your financial house in order. -- Brenda Emmanus OBE If you want to learn how to build a life of financial freedom, this book is a thorough step-by-step guide on how to achieve it, no matter what your life circumstances are. -- Kristy Shen * author of Quit Like a Millionaire * Financial Joy is a refreshing roadmap to designing your ideal life - one that skillfully integrates financial wisdom with well-being and purpose. This book is perfect for anyone seeking to transform their relationship with money and live their purpose with more freedom. -- Bob Lotich * CEPF®, financial coach & author of Simple Money, Rich Life * A joyous read of two determined, financially joyous humans wishing to share the simple message of wealth, happiness and behaviour change. A delightful read and highly recommended to people of all ages who need a firm but loving reminder that financial freedom is doable. -- David McQueen * CEO of QSquared * Ken and Mary are the financial wizards we all need in our lives! Relatable, inspirational, and full of practical advice . . . Financial Joy really is the book we all need to read in order to live a happier and more financially free life. -- Anna Williamson * broadcaster, author, counsellor and life coach * This is one of the most important books on money and finance you'll read. -- Timothy Armoo * entrepreneur, investor and global speaker * A simple, detailed and fun road map to help you build wealth no matter your starting point. It will change how you feel about your money and help you change your life. -- Jillian Johnsrud * author, podcaster and coach *