Sumiko Takaoka is a Professor at the Faculty of Business Administration, Seikei University. Having earned a bachelor of Policy Management from Keio University in 1998 and a master of International Public Policy from Osaka University in 2000, she recieved a Ph.D in Economics from Osaka University in 2003. Before joining Seikei University, she held previous academic appointments as a research associate at Tokyo University and as a research fellow in Kyoto University. Professor Takaoka was a Visiting Scholar, Harvard University, Reischauer Institute of Japanese Studies from 2007 to 2009. Her research interests focus on several economics areas including law and economics to finance. This diverse research has appeared in several academic journals such as the Journal of Banking and Finance, Journal of Legal Studies, Journal of International Money and Finance, Journal of Financial Stability, Economics Letters, Journal of Applied Econometrics.