Dr. Tawheed Nabi is currently Assistant Professor at Mittal School of Business, Lovely Professional University, Punjab (India). Dr. Nabi received his Ph.D. degree from DOS in Economics, Karnatak University, Dharwad and has been UGC - UPE research fellow. His expertise entails areas like International Trade, Agriculture Economics and Business Models. He has published his research ideas in journals, edited volumes, conference proceedings in the areas of International Economics, Agricultural Economics and Business Models. He has presented several papers in International and National level seminars and participated in various workshops and FDP’s. He has also guided two PhD Scholars in economics and management. Dr. Pooja Kansra is presently working as a Professor of Economics at Mittal School of Business, Lovely Professional University, Phagwara, Punjab (India). She has a teaching experience of fourteen years. Her areas of research include health economics, labor economics, gender economics, insurance, and informal sector. She is an avid researcher and presented papers in various national and international conferences. She is the recipient of several best paper awards from reputed institutions such MAIMS, IBS, NIT Srinagar, Delhi University and Lovely Professional University. She has to her credit various research papers published in Scopus Indexed Journals including Journal of Consumer Behavior (Wiley, ABDC A category), Economic and Political Weekly (EPW), Journal of Health Management (Sage Publications). Global Business Review (Sage Publications), International Journal of Diabetes in Developing Countries (Springer Publications), Health and Population: Perspectives and Issues (MOHFW) etc. She has published several books on the various aspects of health economics. She is an editorial board member/reviewer in several national and international journals. Utkarsh Gupta is an AI and ML specialist with over 8 years of experience leveraging advanced analytics and machine learning to drive impactful business outcomes. Based in New York City, Utkarsh leads a team of data scientists and data engineers at LatentView Analytics, where he collaborates with a Fortune 500 client to design and deploy advanced machine learning solutions that optimize customer acquisition, reduce churn, and enhance operational efficiency. His expertise spans predictive modeling, time series forecasting, and delivering strategic insights that have significantly enhanced client revenue and operational strategies. With a strong academic background in Business Analytics (MBA from the University of Connecticut) and Engineering, Utkarsh has a track record of creating scalable AI-driven methodologies and generating measurable impact through his work at LatentView Analytics