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Cracking the Code Understanding and Overcoming Bias in Credit Scoring Algorithms by Kovilan at Abbey's Bookshop,
Cracking the Code Understanding and Overcoming Bias in Credit Scoring Algorithms
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Kovilan

Cracking the Code Understanding and Overcoming Bias in Credit Scoring Algorithms

Kovilan

$51.95   $44.02

Paperback

Not in-store but you can order this
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English
Self
07 December 2023
Business ethics; Algorithms & data structures
கடன் மதிப்பீட்டு மாதிரிகளின் தொழில்நுட்ப அம்சங்கள் மற்றும் அவற்றின் கணித அடித்தளங்கள்

கடன் மதிப்பீட்டு மாதிரிகள் நவீன நிதி சேவைகளின் அடித்தளமாகும். அவை கடனளிப்பவர்களுக்கு ஒரு நபரின் கடன் வாங்கும் திறனை மதிப்பிடுவதற்கும் கடன் வழங்கும் முடிவுகளை எடுப்பதற்கும் உதவுகின்றன. இந்த மாதிரிகள் கணித பகுப்பாய்வின் மீது கட்டமைக்கப்பட்டுள்ளன, மேலும் அவை நிதி சந்தைகளில் ஒரு முக்கிய பங்கை வகிக்கின்றன.

Technical Features and Mathematical Foundations of Credit Scoring Models

Credit scoring models are the foundation of modern financial services. They help lenders assess a person's ability to repay a loan and make lending decisions. These models are built on mathematical analysis, and they play a critical role in financial markets.

Technical Features

Credit scoring models typically use a variety of data points to assess a borrower's creditworthiness. These data points can include:

Demographics: Age, gender, marital status, education level, employment status, etc.

Financial history: Credit history, debt-to-income ratio, payment history, etc.

Behavioral characteristics: Risk tolerance, willingness to pay, etc.

The models then use these data points to calculate a credit score. This score is a numerical representation of the borrower's creditworthiness. A higher credit score indicates a lower risk of default.
By:  
Imprint:   Self
Dimensions:   Height: 229mm,  Width: 152mm,  Spine: 4mm
Weight:   109g
ISBN:   9789360142049
ISBN 10:   9360142042
Pages:   72
Publication Date:  
Audience:   General/trade ,  ELT Advanced
Format:   Paperback
Publisher's Status:   Active

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