Stephanie Ben-Ishai is Distinguished Research Professor and Full Professor at Osgoode Hall Law School, York University. She is also Academic Director and Founder of the LLM in Bankruptcy and Insolvency Law, Co-Academic Director of the LLM in Banking Law, and Academic Director of the Osgoode Small Business Clinic. She is the co-author of numerous law textbooks. Thomas G. W. Telfer is a professor in the Faculty of Law at Western University. Virginia Torrie is an assistant professor in the Faculty of Law at the University of Manitoba, and serves as Editor-in-Chief of the Banking and Finance Law Review.