Arif Ahmed, ACMA (CIMA), CGMA (CIMA-AICPA), is a chartered accountant from the UK and India. He holds an MBA and a doctorate in finance. His professional certifications include one on artificial intelligence. Arif has served as a member of the Sustainability Reporting Standards Board and Expert Advisory Committee of the Institute of Chartered Accountants of India. He has over 35 years of consulting and training experience. Veena Hingarh, ACMA (CIMA), CGMA (CIMA-AICPA), is a chartered accountant from the UK and India. She also holds an MSc and a professional certificate in artificial intelligence, and is a company secretary from India. She has served on the boards of listed companies as an independent director and has been on the Expert Advisory Committee of the Institute of Chartered Accountants of India. Veena has over 25 years of training and consulting experience. Arnaaz Ahmed, ACMA (CIMA), CGMA (CIMA-AICPA). She also holds an MSc in international accounting and finance from Heriot-Watt University, Edinburgh. She holds a professional certificate in IFRS and is currently pursuing her doctoral studies. Arnaaz enjoys creating codes to solve financial problems.