Richard A. Gephardt Richard A. Gephardt is a former Congressman from Missouri who served 14 terms in the United States House of Representatives. Rising from modest roots in St. Louis, Gephardt served on the city's Board of Aldermen as the representative from his district. He also served for a decade and a half as leader of House Democrats. He has served on the Board of Directors for several companies, including CenturyLink, Ford Motor Company, and United States Steel. He holds a B.S. from Northwestern University and a J.D. from the University of Michigan. ***** Kenneth Grant The co-author, Kenneth Grant, is a New York based financial professional specializing in the field of Risk Management. He is the founder of General Risk Advisors, LLC, a risk management solutions enterprise. His professional experience includes serving as Chief Risk Officer of the Chicago Mercantile Exchange, SAC Capital, and Tudor Investment Corporation.