Inheritocracy

It’s Time to Talk About the Bank of Mum and Dad

Eliza Filby

$24.99

Paperback

Forthcoming
Pre-Order now

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English

Virgin
30 September 2025

Memoirs; Society & Social Sciences; Social classes; Economic forecasting; Behavioural economics; Economic systems & structures

Sunday Times bestseller (over 7k copies TCM in 5 months) by leading generation expert on why work isn't working and how parental support shapes our lives, for fans of bestselling books like Butler to the World (27k TCM), Chums (47k TCM) and Posh Boys (17k TCM)

The Sunday Times Bestseller!

Many of us grew up believing in a meritocracy, where hard work and a good education brings rewards. Go to university, get a job, put in the hours and things will be OK. That's what we were told - but the reality is that life chances and opportunities are no longer shaped by what we learn or earn but by whether we have access to the Bank of Mum and Dad. We're living in an inheritocracy, where parental support is what matters most - whether that's covering the cost of university, stumping up for a house deposit or helping with childcare. And let's be honest, this isn't something we like to talk about with our friends, families or as a society. It's a modern taboo.

In this timely and revealing book, generational expert Eliza Filby explores the emergence of this inheritocracy through her own life story, revealing how her family's financial circumstances shaped everything from her education to her dating life, from her career to her class identity. Inheritocracy is a thought-provoking and candid blend of memoir and cultural commentary, told through Eliza's humorous and insightful voice.

With trillions of pounds set to be passed down the generations over the next two decades, a significant divide is emerging between those who can rely on family wealth and those who can't. Inheritocracy offers a fresh, captivating and honest look at our recent past and a future that will be shaped - for better or worse - by family fortunes.

By: Eliza Filby
Imprint: Virgin
Country of Publication: United Kingdom
Dimensions: Height: 198mm, Width: 129mm, Spine: 19mm
Weight: 214g
ISBN: 9780753561904
ISBN 10: 0753561905
Pages: 304
Publication Date: 30 September 2025
Audience: General/trade , College/higher education , Professional and scholarly , ELT Advanced , Primary
Format: Paperback
Publisher's Status: Forthcoming

Dr Eliza Filby is a historian, author and expert on generational changes in society. Her writing has been published in The Times, The Guardian, the Financial Times and the New Statesman, amongst other publications. In 2022, she was awarded the Europa Forum's Millennial Leaders Award for her research on generations. She has taught at the University of Warwick, King's College London and Renmin University, Beijing, and sits on the board at Mission Group as a non-executive director. She is the host of the It's All Relative podcast and author of the popular #MajorRelate newsletter. She grew up in Tooting, south London, where she still lives with her husband and two children.

Reviews for Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad

Witty and evidence-driven... offers a compelling analysis from start to finish * Sadiq Khan * Both funny and important – it’s like a mash-up between Dolly Alderton and The Economist ... deserves to be read by every young person… and their parents * Rowan Pelling * the most important book of 2024 * Ira Israel * A very welcome book on one of the biggest social changes in Britain today ... Filby shows, with vivid personal examples, how this is transforming the relationship between successive generations * David Willetts * Inheritocracy is that most valuable thing: a subtle, thorough, insightful look at a subject we all tend to shy away from. Filby is by turns funny, informative and familiar; we’re lucky to have her * Nell Frizzell * The historian and writer revolutionising our understanding of Britain's inheritance economy * New Statesman * admirably honest about a taboo ... packed with interviews * The Times *