Discrimination, Vulnerable Consumers and Financial Inclusion: Fair Access to Financial Services and the...

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Cătălin-Gabriel Stănescu Asress Adimi Gikay

Discrimination, Vulnerable Consumers and Financial Inclusion

Fair Access to Financial Services and the Law

Cătălin-Gabriel Stănescu, Asress Adimi Gikay

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English

Routledge
09 January 2023

Finance & accounting; Employment & labour law; Banking law

Series: Routledge Research in Finance and Banking Law

This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges.

Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Edited by: Cătălin-Gabriel Stănescu, Asress Adimi Gikay
Imprint: Routledge
Country of Publication: United Kingdom
Dimensions: Height: 234mm, Width: 156mm,
Weight: 439g
ISBN: 9780367673680
ISBN 10: 0367673681
Series: Routledge Research in Finance and Banking Law
Pages: 292
Publication Date: 09 January 2023
Audience: College/higher education , Professional and scholarly , Primary , Undergraduate
Format: Paperback
Publisher's Status: Active

Cătălin-Gabriel Stănescu is Assistant Professor at the Centre for Market and Economic Law, University of Copenhagen. Asress Adimi Gikay is Lecturer at Brunel University London with his research focusing on Artificial Intelligence, Law and Ethics.