What led to the banking crisis? Will we see real change from the royal commission? And how can you protect your money going forward?
In It's Your Money, Alan Kohler, one of Australia's most trusted financial experts, offers unique insights into and thorough analysis of the crisis in financial services. Having observed the industry first-hand for more than forty-five years, Kohler sees the big picture in a way no-one else can.
With a sharp and unflinching eye, Kohler explains how the stage was set for corruption, breaks down the royal commission's findings and unpacks what it means for you. He shares his investing philosophy and offers advice on all aspects of financial planning, including appraising financial plans, growing your superannuation, and ethical investment.
You don't need to be an expert to manage your money well, but you do need to know how to choose trustworthy advisers and services. Kohler gives you the knowledge and insight you need to invest sensibly to protect and grow your money.
In today's challenging job-market, the time-tested advice of What Color Is Your Parachute? is needed more than ever. Recent grads facing a shifting economic landscape, workers laid off mid-career, and people searching for an inspiring work-life change all look to career guru Richard N. Bolles for support, encouragement, and advice on which job-hunt strategies work--and which don't. This revised edition combines classic elements like the famed Flower Exercise with updated tips on social media and search tactics. Bolles demystifies the entire job-search process, from writing resumes to interviewing to networking, expertly guiding job-hunters toward their dream job.
We're always promising ourselves that we are going to get on top of our finances - finally pay down debt, start that investment portfolio, pay attention to our superannuation. But then life gets in the way. As we juggle the commitments and responsibilities in our busy lives, good money habits can quickly fade away.
Canna Campbell is an experienced financial planner, and also a mother, partner and entrepreneur. She understands the challenge of trying to maintain balance and motivation when you're time-poor, and she's used this experience to develop an inspirational and effective approach to personal finance management. She shows you how to look at your finances with holistic and powerful mindfulness, easily incorporating her step-by-step advice into your daily habits and routines. From new banking rituals and money mindsets to growing passive income through shares and property, she will help you shed the excess and embrace what you really love, value, use and appreciate - including your necessary luxuries.
Canna leads by example, sharing her personal tips and tricks for building, managing and protecting your money. No matter what you earn or what level of knowledge you have, Mindful Money will help you to see that financial independence is achievable.
'Canna Campbell offers a glamorous vision of a life of minimalism and saving ... Not spending feels more like a creative challenge connected to a sense of purpose, rather than deprivation.' New York Times
There has never been a better time in the history of the world to start or grow a small business, especially one that is heart-based (holistic, wellness, and coaching are examples of classic heart-based businesses). Despite this, so many people are afraid to take the leap, and many of those who do don't achieve the success they had hoped for.
Authors and Wanderlust Entrepreneurs Meghan Gilroy and Sheri Rosenthal are here to help! In Make Money Doing What You Love: How to Start and Grow Your Heart-Based Business, they begin by teaching readers how to develop the mindset needed to start and grow a profitable enterprise, which includes overcoming unconscious self-doubt, self-limiting beliefs, and other false ideas around topics such as money, sales, and marketing that prevent many heart-based entrepreneurs from creating a business that is both personally fulfilling and financially lucrative.
Readers also learn the most important things heart-based business owners must do to attract and keep new clients. Finally, the authors will teach you how to develop your own business intuition, as doing so is key to growing your bottom line. The truth is that not only can you build a business that makes money and makes you happy simultaneously, but this is also the next step in your personal journey. Take the leap today!
A narrative of early capitalism's most famous scandal, a speculative frenzy that nearly bankrupted the British state during the hot summer of 1720 - and paradoxically led to the birth of modern finance.
The South Sea Company was formed to trade with Asian and Latin American countries. But it had almost no ships and did precious little trade. Instead it got into financial fraud on a massive scale, taking over the government's debt and promising to pay the state out of the money received from the shares it sold. And how they sold. In the summer of 1720 the share price rocketed and everyone was making money. Until the carousel stopped, and thousands lost their shirts. Isaac Newton, Alexander Pope and others lost heavily. Tom Levenson's superb account of the South Sea bubble is not just the story of a huge scam, but is also the story of the birth of modern financial capitalism: the idea that you can invest in future prosperity and that governments can borrow money to make things happen, like funding the rise of British naval and mercantile power. These dreamers and fraudsters may have bankrupted Britain, but they made the world rich.
A must-read for any property investor searching for the right property to buy. It provides in-depth information on how, when and why to ask the 20 Must Ask Questions (R) to minimise risk and maximise the chances of buying the right property. First published in 2008, 20 Must-Ask Questions (R) for Every Property Investor soon became a bestseller, because it provides an invaluable checklist and outlines an easy-to-follow process which will lead property investors to make the best property purchase for their circumstances. The questions guide readers through: * Which area to invest in * Does this property meet your investment criteria and match your risk profile? * How to secure finance to buy the property * How much should you pay for it? * Will it be easy to rent out? And much, much more. A lot has happened since 20 Must-Ask Questions (R) for Every Property Investor was first released, not least changes to taxation legislation and a markedly different investment environment. Margaret Lomas has revised, updated and rewritten to make it relevant for today's property investors.
Vulture City: How Our Bankers Got Rich on Swindles strips away the jargon, the financial alchemy and corporate speak in order to give you a stark assessment of how the banks put profit ahead of focusing on customer needs.
The Banking Royal Commission presided over by Kenneth Hayne QC laid bare some of the most egregious acts of exploitation of vulnerable consumers ever seen before a public inquiry. It shocked average Australians and bewildered seasoned business commentators. Bankers, financial advisers and other intermediaries stood on the shoulders of children, the infirm, the indigenous, the elderly, the gambling addicted, the financially illiterate and walked over the dead to get their hands on the commissions and bonus payments to which they would assert they had a right because the system rewarded the selling of products over a sense of duty of care to customers.
Did anyone at any point in a position of authority stop to think whether this was right? At what point did banks and other entities transform themselves into businesses that ended up sucking consumers dry rather than being a safe space for people to place funds? Investigative journalist Tom Ravlic has spent more than two decades looking at corporate governance, business and finance and the world of number crunching. He dissects case studies, explains what went wrong and explores possible solutions to the current trust deficit in Australia's finance sector.
About the Author Tom Ravlic is an investigative journalist, author and academic with more than 23 years' experience in reporting on and analysing politics and regulatory affairs for local and international media. He returned to journalism in 2016 after spending 12 years in the finance sector dealing predominantly with regulatory and policy analysis, corporate governance, government relations and risk management.
Tom's work has been published in Retail Banker International, Card International, The Accountant, the Daily Telegraph, the Sunday Mail, Crikey, The Saturday Paper and domestic and international professional journals. Tom is a fellow of the Institute of Public Accountants and FINSIA.
In his most practical book to date, financial expert and investment advisor James Rickards shows how and why our financial markets are being artificially inflated and what smart investors can do to protect their assets.
What goes up must come down. As any student of financial history knows, the dizzying heights of the stock market can't continue indefinitely. In turbulent times, the elites are prepared but what should the average investor do?
James Rickards lays out the true risks to our financial system and offers invaluable advice on how best to weather the storm.