Joe F. Schmitz Jr., CFP(R), ChFC(R), CKA(R), is the founder and CEO of Peak Retirement Planning, Inc., which was named the number 1 fastest growing private company in Columbus, Ohio by Inc 5000 in 2025. Known as a thought leader in the industry, he is featured in Kiplinger twice a month and various TV news segments weekly. He is the author of the best-selling books I Hate Taxes and The 2% Club. You may have also seen Joe on YouTube, where he has one of the largest educational retirement planning channels for those in or near retirement.