Joe F. Schmitz Jr., CFP(R), ChFC(R), CKA(R), is the founder and CEO of Peak Retirement Planning, Inc., which was named the number one fastest growing private company in Columbus, Ohio by Inc 5000 in 2025. Known as a thought leader in the industry, he is featured in Kiplinger twice a month and various TV news segments weekly. He is the author of the best-selling books Midwestern Millionaire and The 2% Club. You may have also seen Joe on YouTube, where he has one of the largest educational retirement planning channels for those in or near retirement.