Assoc. Prof. Dr. Fahri Özsungur graduated from Ataturk University Faculty of Law, Çağ University Department of Private Law- Master of Laws- LL.M., Hacettepe University Department of Family and Consumer Sciences PhD., Aksaray University Department of Business Ph.D., Anadolu University Department of Private Law- Doctor of Law (student). He has two associate professorships (Associate professor: management & strategy; Associate professor: Social Work). Assoc. Prof. Nevzat Tetik, earned his Ph.D. in Accounting and Finance from İnönü University in 1998 and has served in leadership roles, including Vice Dean at Kyrgyz-Turkish Manas University. His research focuses on financial literacy, digital transformation in finance, and sustainable financial practices, with numerous publications in esteemed international journals. Currently, he contributes to the academic and practical fields through his role at İnönü University in the Faculty of Economics and Administrative Sciences.