This book equips you with the tools and knowledge to understand how the finance industry works, reasons for the housing affordability crises, what to consider when applying for a residential loan, and who you should use when applying for finance. Covered in detail in this book include lending requirements/considerations, finance institution requirements, how to get a loan, what type of loan you may be eligible for, and finance available for different property types. There are many hurdles in the finance industry that have emerged recently and will continue to emerge in the short and medium term. It is important you know about these issues in order to be more prepared in tackling them, so hopefully they may become less of an obstacle for you. Some of the issues could be not knowing how to apply for a loan successfully, whether all your income will be used toward servicing the loan on the lenders calculator, differences between lenders calculators to provide the best borrowing capacity, no matter what stage of life you're at, the loan-to-value ratios available, and how living expenses in a lenders eyes are changing.
Adam Grant shows how to improve the world by championing novel ideas and values that go against the grain, battling conformity, and bucking outdated traditions. Using surprising studies and stories spanning business, politics, sports, and entertainment, Grant explores how to recognize a good idea, speak up without getting silenced, build a coalition of allies, choose the right time to act, and manage fear and doubt. Parents will learn how to nurture originality in children, and leaders will discover how to fight group think to build cultures that welcome dissent. Told through dazzling case studies of people going against the grain, you'll encounter an entrepreneur who pitches the reasons not to invest, a woman at Apple who challenged Steve Jobs from three levels below, an analyst who challenged secrecy at the CIA, a billionaire financial wizard who fires employees who don't criticize him, and the TV executive who saved Seinfeld from the cutting room floor. Originals will give you groundbreaking insights about rejecting conformity and how to change the world.
An old proverb says: a picture paints a thousand words and in this book, the pictures are the charts. Our World in Charts has over 150 charts that depict a range of economic, market and social issues. There is a lot of information in each chart and each tells a story which authors Alan Kohler and Stephen Koukoulas explain. Charts give context. An annual budget deficit of $30 billion sounds a lot, but relative to the size of the economy in 2017 it's about the average of the last 40 years. A chart can show this. Ask a good economist, how are you today? and they should answer, relative to what? Charts show how the economy or markets are today relative to the past.
This authoritative and comprehensive dictionary contains clear, concise definitions of approximately 3,500 key economic terms. Covering all aspects of economics including economic theory and policy, applied microeconomics and macroeconomics, labour economics, public economics and public finance, monetary economics, and environmental economics, this is the essential reference work in this area.
The new edition of this dictionary has been updated to include entries on China, India, and South America, to reflect the increase in prominence of these regions in the global economy. There is strong coverage of international trade and many entries on economic organizations and institutions from around the world. Fully revised to keep up to date with this fast-moving field, this new edition expands the coverage to include entries such as austerity measures, General Anti Abuse Rule, propensity score matching, and shadow bank.
Entries are supplemented by entry-level web links, which are listed and regularly updated on a companion website, giving the reader the opportunity to explore further the areas covered in the dictionary. Useful appendices include a list of institutional acronyms and their affiliated websites, a list of Nobel prize-winners in economics, the Greek alphabet, and a list of relevant websites.
As ideal for browsing as it is useful for quick reference, this dictionary remains an essential guide for students and teachers of economics, business, and finance, as well as for professional economists and anyone who has to deal with economic data.
The go-to guide to health and fitness for time-poor leaders in business and beyond by Australia's leading expert.
You may have multiple degrees, and push yourself to work 60-hour weeks. You may have risked everything for that promotion, and know you’ll get it. You’re the best in your field, and you chase success daily, but are you looking after the one asset – your health and fitness – that will ensure you keep hitting your targets?
Greg Stark’s guide to health and fitness shows how to challenge and nurture your body to reach peak performance at work. Investing in your health and fitness never has never been so important – especially if you are working around the clock with high levels of pressure and stress. Greg shows that with small, focused investments, time-poor leaders in business and beyond can reap huge rewards by strengthening focus, resilience and strength.
Sweat Equity focuses on four pillars of performance – Mindset, Movement, Nutrition and Recovery – to boost energy levels, be pain free, build confidence and improve your productivity so that you free to do your best every day. With methods backed by science and research, Sweat Equity is also packed with the testimonials and case studies of lawyers, accountants, bankers, company directors and entrepreneurs, along with insights from elite athletes such as Phil Kearns, Mark Bosnich, Wendell Sailor and Nathan Charles.
Greg also outlines the health and fitness routines of global business leaders such as Steve Jobs, Richard Branson, Mark Zuckerberg, Arianna Huffington and Oprah Winfrey, and highlights the cultural strategies of global companies such as Price Waterhouse Coopers, ANZ Bank, Herbert Smith Freehills and Google.
With the growth of online reservation platforms such as Airbnb, TripAdvisor, Wimdu, Booking.com and Onefinestay, people are able to offer accommodation to a huge audience of tourists as B&B hosts or as short break holiday accommodation providers - without using an agent. So earning money from your own home - whether it be letting a few bedrooms in your house, an investment property or a holiday home - has never been easier.
However, to meet the demand and market your accommodation effectively as a host you will need basic knowledge and some professionalism. Good hosts get good reviews, which in turn attract more guests and increase your chances of success and financial reward.
In easy-to-read sections you'll discover:
* How to get your property ready for a successful listing
* The requirements of responsible hosting
* How Stayz, Homeaway, mrbnb and other reservation platforms work
* How to set your room rate and monitor your bookings
* How to market your property internationally and at very little cost.
This book will explain the issues as they apply to responsible hosting. It will give you the knowledge and confidence to become a successful accommodation provider.
In his sixty-five-year consulting career, Peter F. Drucker, widely regarded as the father of modern management, identified eight practices that can make any executive effective. Leadership is not about charisma or extroversion. It's about these practices: Effective executives ask, What needs to be done? They also ask, What is right for the enterprise? They develop action plans. They take responsibility for decisions. They take responsibility for communicating. They focus on opportunities rather than problems. They run productive meetings. And they think and say we rather than I. Since 1922, Harvard Business Review has been a leading source of breakthrough ideas in management practice. The Harvard Business Review Classics series now offers you the opportunity to make these seminal pieces a part of your permanent management library. Each highly readable volume contains a groundbreaking idea that continues to shape best practices and inspire countless managers around the world.
FUTURE-PROOFING FOR THINKERS. 'What skills and abilities will a student need to prosper in five, ten, or fifteen years' time?' In a world of change, where skills become out of date quickly, it is ideas that last. We all need to be prepared for a world that is fluid, global and interdisciplinary. Distinctions between specialties will blur and overlap. Change is happening at electrifying speed. In this vortex there are no maps. Featuring 100 interactive chapters to inspire groundbreaking new ideas, this is perfect for fans of Keri Smith's Wreck this Journal, Paul Arden's It's Not How Good You Are and Rolf Dobelli's global bestseller The Art of Thinking Clearly.
Each year, young people from around the world go to Silicon Valley to hatch an idea, start a company, strike it rich, and become powerful and famous. In The Valley of the Gods, Wolfe follows three of these upstarts who have stopped out of college and real life to live and work in Silicon Valley in the hopes of becoming the next Mark Zuckerberg or Elon Musk. Meet the billionaires who attend parties where people devour peanut butter-and-jelly sushi rolls, and date and seduce in a romantic culture in which thick glasses, baggy jeans, and a t-shirt is the costume of any sex symbol (and where a jacket and tie symbolize mediocrity). Through Wolfe's eyes, we discover how they live and how they have created a business world and an economic order that has made us all devotees of them. A blistering, brilliant, and hysterical examination of this new ruling class, The Valley of the Gods presents tomorrow's strange new normal where the only outward signs of tech success are laptops and ideas.
Whether you are new to being a boss or are simply looking to stand out from the pack, this is the one primer you need to develop your managerial and leadership skills. Packed with step-by-step advice and wisdom from HBR’s management archive, the book provides best practices on topics from building credibility and emotional intelligence to hiring and engaging the best employees, as well as understanding key financial statements and the fundamentals of strategy. Keep this comprehensive guide with you as you grow as a leader and you will have a bigger impact in your organization and on your career.
How did Coca-Cola build a global empire by selling a low-price concoction of mostly sugar, water, and caffeine? The easy answer is advertising, but the real formula to Coke's success was its strategy, from the start, to offload costs and risks onto suppliers, franchisees, and the government. For most of its history the company owned no bottling plants, water sources, cane - or cornfields. A lean operation, it benefited from public goods like cheap municipal water and curbside recycling programs. Its huge appetite for ingredients gave it outsized influence on suppliers and congressional committees. This was Coca-Cola capitalism.
In this new history Bartow J. Elmore explores Coke through its ingredients, showing how the company secured massive quantities of coca leaf, caffeine, sugar, and other inputs. Its growth was driven by shrewd leaders such as Asa Candler, who scaled an Atlanta soda-fountain operation into a national empire, and boss Robert Woodruff, who nurtured partnerships with companies like Hershey and Monsanto. These men, and the company they helped build, were seen as responsible citizens, bringing jobs and development to every corner of the globe.
But as Elmore shows, Coke was usually getting the sweet end of the deal. It continues to do so. Alongside Coke's recent public investments in water purification infrastructure, especially in Africa, it has also built - less publicly - a rash of bottling plants in dangerously arid regions. Looking past its message of corporate citizenship, Elmore finds a strategy of relentless growth. The costs shed by Coke have fallen on the public at large. Its annual use of many billions of gallons of water has strained an increasingly scarce global resource. Its copious servings of high-fructose corn syrup have threatened public health.
Citizen Coke became a giant in a world of abundance. In a world of scarcity it is a strain on resources and all who depend on them.
Rich Habits Poor Habits is for anyone who seeks to secure their financial future but is unsure exactly what to do. Expert authors Tom Corley and Michael Yardney will show you how to walk in the footsteps of the wealthy. This practical guide will help you to create, grow and invest your money just like the wealthy. Drawing on the proven investment strategies of Michael Yardney, Australia's leading authority on wealth creation and success, this book provides a clear and concise introduction to investing, giving investors of all levels the confidence to take control of their financial futures. American co-author, Tom Corley, will share with you his internationally acclaimed research on the daily habits of the rich and poor. You will learn about specific habits you must have in order to succeed and about habits that create poverty and must be avoided at all costs. In these tough economic times, people are looking for help in achieving financial success. Every person seeks prosperity for themselves and their families, and with Rich Habits Poor Habits the secret to financial success will be revealed. Join the Rich Habits financial success revolution.
The iPad is a tablet computer that is stylish, versatile and easy to use, and there is no reason why it should be the preserve of the younger generation. The range of models has been expanded over the years so that there are now different sizes to cover all mobile computing requirements. iPad for Seniors in easy steps, 6th edition gives you all the essential information you need to know to make the most out of your iPad: Choose the right model for your needs. Navigate around with Multi-Touch gestures Master Settings and apps to stay organized. Find, download and explore exciting appsUse your iPad to make traveling stress-freeEmail, share photos and video chat for freeAccess and share music, books and videosLocate family members and stay in touch. Access documents from anywhere iPad for Seniors in easy steps, 6th edition, is updated to cover the latest operating system, iOS 10, and is presented in larger type for easier reading.